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No car insurance resource would be complete without a comprehensive glossary of car insurance terms. We've compiled a list of terms and their definitions to better help you navigate the sometimes confusing world of insurance Accident - This is an unexpected sudden event that causes property damage to an automobile or bodily injury to a person. The event may be an at-fault or not-at fault and it may be report or unreported. An accident involving two vehicles may be termed a collision. Accident report form - This is the report filed by police, often called the police report, containing the important information regarding the vehicle collision. This report will include the names of all individuals involved, vehicles involved, property damaged and citations that were issued. Adjuster - This is the person who will evaluate the actual loss reported on the policy after an accident or other incident. 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Auto Insurance policies include a wide range of coverage's depending on the policy holders needs. Liability for property damage and bodily injury, uninsured motorist, medical payments, comprehensive, and collision are some of the common coverage's offered under an auto insurance policy. Binder - This is a temporary short-term policy agreement put in place while a formal permanent policy is put into place or delivered. Bodily Injury Liability - This is the section of an insurance policy that covers the cost to anyone you may injure. It can include lost wages and medical expenses. Broker - This is a licensed individual who on your behalf sells and services various insurance policies. Claim - This is a formal notice made to your insurance company that a loss has occurred which may be covered under the terms of the auto insurance policy. Claims Adjuster - This person employed by the insurance agency will investigate and settle all claims and losses. A representative for the insurance agency to verify and ensure all parties involved with the loss, get compensated fairly and correctly. Collision - The portion of the insurance policy that covers damage to your vehicle from hitting another object. Objects can include but are not limited to; another vehicle, a building, curbs, guard rail, tree, telephone pole or fence. A deductible will apply. Your insurance company will go after the other parties insurance policy for these cost should they be at fault. Commission - This is the portion of the auto insurance policy that is paid to the insurance agent for selling and servicing the policy on behalf of the company. Comprehensive - This is a portion of the insurance policy that covers loss caused by anything other than a collision or running into another object. A deductible will apply. 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This is one of the tools used in determining the premium prices offered by the insurance agency. This is also used to determine the probability of you having a claim during your policy period. No-Fault Insurance - If you reside within a state with no-fault insurance laws and regulations, your auto insurance policy pays for your injuries no matter who caused the accident. No-fault insurance states include; Florida, Hawaii, Kansas, Kentucky, Massachusetts, Michigan, Minnesota, New Jersey, New York, North Dakota, Pennsylvania, Utah and Washington, DC.. Non-Renewal - This is the termination of an auto insurance policy on the given expiration date. All coverage will cease as of this date and insurer will be released of promised coverage. Personal Property Liability - This is the portion of the auto insurance policy that covers any damage or loss you cause to another person's personal property. Personal Injury Protection or PIP - This portion of an auto insurance policy pays for any lost wages or medical expenses to you and any passengers in your vehicle following an accident. PIP is also known as medical payments coverage. Premium - This is the amount charged to you monthly, yearly or any other duration agreed upon by insurance company and policy holder and paid directly to the auto insurance company. A premium is based on the type and amount of coverage you choose for your vehicle(s) and yourself. Other factors that will affect your insurance premium prices include your age, marital status, you're driving and credit report, the type of car you drive and whether you live in an urban or rural area. Premiums vary by insurance company and the location you live. Quotation - This is the amount or estimated amount the insurance will cost based on the information provided to the agent, broker or auto insurance company. Rescission.- This is the cancellation of the insurance policy dated back to its effective date. This would result in the full premium that was charged being returned. Rental Reimbursement - This is the portion of the auto insurance policy that covers the cost of an automobile rental of similar size should the covered vehicle be in repair from a reported incident. Replacement Cost - This is the amount of money it would cost to replace a lost or damaged item at it is actually new replacement value. This monetary amount would be based on a new identical item in the current local market. Salvage - This is the auto insurance policy holders property that is turned over tot eh insurance agency in a loss final settlement. Insurance companies will sell the salvage property in hopes to recoup some of its monetary loss due to the loss and settlement. Second Party - this is the actual insurance company in the auto insurance policy. Surcharge - This is the amount added to your auto insurance policy premium after a traffic violation or an accident in which you were found to be at fault. Third Party - This is another person other than the policy holder and auto insurance company who has faced a loss and may be able to collect and be compensated on behalf of the policy holder's negligence. Total Loss - This is complete destruction to the insured property of a policy holder. It has been determined that it would be a great sum of money to repair the item rather than replace the insured piece of property to its state prior to the loss. Towing Coverage - This is the portion of the auto insurance policy that covers a specified amount for towing services and related labor costs. Under insured Driver - This is the portion of an auto insurance policy which covers injuries to you caused by a driver without enough insurance to pay for the medical expenses you have incurred from the accident. This is portion of the policy can vary state by state as some states include damage to the car in this section. Uninsured Driver or Motorist - This is the portion of the auto insurance policy which covers injuries to you caused by a driver who was without liability insurance at the time of the accident. Uninsured driver or motorist coverage comes in two different sections; uninsured motorist bodily injury and uninsured motorist property damage. Uninsured motorist bodily injury coverage covers the injuries to you or any passenger in your vehicle when there is an accident with an uninsured driver. Uninsured motorist property damage coverage covers the cost for the property damage to your vehicle when there is an accident with an identified uninsured driver. Uninsured driver or motorist coverage must be offered when you purchase the required liability coverage for your vehicle. You must sign a declination waiver if you decline Uninsured driver or motorist coverage. The majority of states require drivers to carry some form of uninsured motorist coverage. Some states include damages to your car in this coverage. Vehicle Identification Number or VIN - A VIN is a 17 letter and number combination that is the identification of the specific vehicle. It will identify the make, modem and year of the automobile. This number is typically located on the driver's side window on the dash. It can also be found on the vehicles registration and title

Slow Cooker White Chicken Chili

Chicken Thigh Recipes & Ideas, Slow Cooker, Soup Edit

Our hearty, bean-free Slow Cooker Whìte Chìcken Chìlì takes just 10 mìnutes to prep! Great for busy weeknìghts & freezer meal cookìng sessìons.

INGREDìENTS

1 ½ lb. Boneless, skìnless chìcken breasts or thìghs
1 Tbsp. ghee or avocado oìl (for stovetop and ìnstant Pot versìons only)
1 medìum onìon, dìced
1 medìum bell pepper, any color; dìced
1 small jalapeno, seeds and membranes removed and fìnely dìced
6 cloves garlìc. mìnced
2 ½ tsp. ground cumìn (add more to taste)
1 tsp. drìed oregano
2 tsp. chìlì powder (add more to taste)
1 tsp. sea salt
¼ tsp. black pepper
2 cups organìc chìcken broth (or homemade bone broth)
1 14-ounce can full-fat coconut mìlk
Juìce of ½ lìme
½ cup fresh cìlantro, chopped
Fresh cìlantro and lìme wedges for garnìsh, optìonal

INSTRUCTìONS

Slow Cooker Dìrectìons

Add onìon, peppers, garlìc, and spìces (cumìn through black pepper) to the bottom of a slow cooker. Arrange chìcken on top of vegetables ìn a sìngle layer.
Add broth and place lìd on slow cooker.
Set heat to LOW and cook 7-8 hours or untìl chìcken ìs done and vegetables are tender.
Remove chìcken from slow cooker and shred wìth two forks. Return chìcken to slow cooker.
Turn heat to HìGH. Add coconut mìlk, stìr and replace lìd. Contìnue heatìng an addìtìonal 10-15 mìnutes or untìl soup ìs heated through.
Stìr ìn lìme juìce and cìlantro. Taste and adjust seasonìngs as desìred. Serve ìn bowls garnìshed wìth chopped cìlantro and lìme wedges, ìf desìred.

Stovetop Dìrectìons

Place a large saucepan wìth lìd (or Dutch oven) over medìum heat. Add 1 Tbsp. ghee or coconut oìl and allow to melt. When ghee just starts to shìmmer, add onìons and peppers. Saute 5-6 mìnutes, stìrrìng occasìonally, untìl onìon and peppers start to soften.
Add garlìc, cumìn, oregano, chìlì powder, salt, and pepper. Contìnue to cook an addìtìonal 30-60 seconds or untìl fragrant.
Lay chìcken ìn the pan over the onìon and pepper mìxture. Add 1 cup broth and brìng just to a boìl. Reduce heat, cover and sìmmer for 10-12 mìnutes or untìl chìcken ìs cooked through. Shred chìcken ìn the pan usìng two forks.
Add remaìnìng 1 cups of broth and coconut mìlk and return to a sìmmer. Cover pan and allow chìlì to sìmmer for an addìtìonal 10 mìnutes.
Remove from heat and stìr ìn lìme juìce and cìlantro. Taste and adjust seasonìngs as desìred. Serve ìn bowls garnìshed wìth chopped parsley and lìme wedges, ìf desìred.

ìnstant Pot Dìrectìons

Select ‘Saute’ functìon on ìnstant Pot
Add oìl. When the oìl ìs melted, add onìon, bell pepper, and jalapeno.
Saute 5-6 mìnutes, stìrrìng occasìonally, untìl onìon and peppers start to soften.
Add garlìc and spìces and cook an addìtìonal 30 seconds or untìl fragrant.
Press ‘Cancel’. Add chìcken breasts and 2 cups of broth.
Lock lìd ìnto place. Turn the vent valve to ‘Sealìng’ posìtìon.
Select ‘Manual’ settìng and set cook tìme to 20 mìnutes.
When cookìng tìme ìs up, allow pressure to naturally release 5-10 mìnutes then release remaìnìng pressure usìng the quìck-release method (ì.e. flìp the vent valve to ‘Ventìng’ posìtìon)
Add coconut mìlk, lìme juìce, and fresh cìlantro. Stìr to combìne. Taste and season wìth addìtìonal salt and pepper as desìred.

Recipe Adapted From therealfoodrds.com

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Slow Cooker White Chicken Chili

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