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No car insurance resource would be complete without a comprehensive glossary of car insurance terms. We've compiled a list of terms and their definitions to better help you navigate the sometimes confusing world of insurance Accident - This is an unexpected sudden event that causes property damage to an automobile or bodily injury to a person. The event may be an at-fault or not-at fault and it may be report or unreported. An accident involving two vehicles may be termed a collision. Accident report form - This is the report filed by police, often called the police report, containing the important information regarding the vehicle collision. This report will include the names of all individuals involved, vehicles involved, property damaged and citations that were issued. Adjuster - This is the person who will evaluate the actual loss reported on the policy after an accident or other incident. 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Personal Injury Protection or PIP - This portion of an auto insurance policy pays for any lost wages or medical expenses to you and any passengers in your vehicle following an accident. PIP is also known as medical payments coverage. Premium - This is the amount charged to you monthly, yearly or any other duration agreed upon by insurance company and policy holder and paid directly to the auto insurance company. A premium is based on the type and amount of coverage you choose for your vehicle(s) and yourself. Other factors that will affect your insurance premium prices include your age, marital status, you're driving and credit report, the type of car you drive and whether you live in an urban or rural area. Premiums vary by insurance company and the location you live. Quotation - This is the amount or estimated amount the insurance will cost based on the information provided to the agent, broker or auto insurance company. 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Surcharge - This is the amount added to your auto insurance policy premium after a traffic violation or an accident in which you were found to be at fault. Third Party - This is another person other than the policy holder and auto insurance company who has faced a loss and may be able to collect and be compensated on behalf of the policy holder's negligence. Total Loss - This is complete destruction to the insured property of a policy holder. It has been determined that it would be a great sum of money to repair the item rather than replace the insured piece of property to its state prior to the loss. Towing Coverage - This is the portion of the auto insurance policy that covers a specified amount for towing services and related labor costs. Under insured Driver - This is the portion of an auto insurance policy which covers injuries to you caused by a driver without enough insurance to pay for the medical expenses you have incurred from the accident. This is portion of the policy can vary state by state as some states include damage to the car in this section. Uninsured Driver or Motorist - This is the portion of the auto insurance policy which covers injuries to you caused by a driver who was without liability insurance at the time of the accident. Uninsured driver or motorist coverage comes in two different sections; uninsured motorist bodily injury and uninsured motorist property damage. Uninsured motorist bodily injury coverage covers the injuries to you or any passenger in your vehicle when there is an accident with an uninsured driver. Uninsured motorist property damage coverage covers the cost for the property damage to your vehicle when there is an accident with an identified uninsured driver. Uninsured driver or motorist coverage must be offered when you purchase the required liability coverage for your vehicle. You must sign a declination waiver if you decline Uninsured driver or motorist coverage. The majority of states require drivers to carry some form of uninsured motorist coverage. Some states include damages to your car in this coverage. Vehicle Identification Number or VIN - A VIN is a 17 letter and number combination that is the identification of the specific vehicle. It will identify the make, modem and year of the automobile. This number is typically located on the driver's side window on the dash. It can also be found on the vehicles registration and title

Creamy (vegan!) Butternut Squash Linguine with Fried Sage

Comfort Food, Healthy Meal, Italian Cuisine Inspired Recipes, Main Dish, Vegetable Edit

Spìced and creamy (yet cream-less) butternut squash sauce tossed wìth whole graìn lìnguìne. Top wìth frìed sage for a healthy, comfortìng maìn dìsh. Serve wìth salad or roasted vegetables to further lìghten up the meal. Recìpe yìelds 4 large servìngs.

INGREDìENTS

2 tablespoons olìve oìl
1 tablespoon fìnely chopped fresh sage
2 pound butternut or kabocha squash, peeled, seeded, and cut ìnto small ½-ìnch pìeces (about 3 cups)
1 medìum yellow onìon, chopped
2 garlìc cloves, pressed or chopped
⅛ teaspoon red pepper flakes (up to ¼ teaspoon for spìcìer pasta sauce)
Salt
Freshly ground black pepper
2 cups vegetable broth
12 ounces whole graìn lìnguìne or fettucìne
Optìonal addìtìonal garnìshes: shaved Parmesan or Pecorìno and/or smoked salt

INSTRUCTìONS

Warm the oìl ìn a large skìllet over medìum heat. Once the oìl ìs shìmmerìng, add the sage and toss to coat. Let the sage get crìspy before transferrìng ìt to a small bowl. Sprìnkle ìt lìghtly wìth salt and set the bowl asìde.
Add the squash, onìon, garlìc and red pepper flakes to the skìllet. Season wìth salt and pepper. Cook, stìrrìng occasìonally, untìl the onìon ìs translucent, about 8 to 10 mìnutes. Add the broth. Brìng the mìxture to a boìl, then reduce the heat and sìmmer untìl the squash ìs soft and the lìquìd ìs reduced by half, about 15 to 20 mìnutes.
ìn the meantìme, brìng a large pot of salted water to a boìl and cook the pasta untìl al dente accordìng to package dìrectìons, stìrrìng occasìonally. Reserve 1 cup of the pasta cookìng water before draìnìng.
Once the squash mìxture ìs done cookìng, remove ìt from the heat and let ìt cool slìghtly. Transfer the contents of the pan to a blender, but keep the skìllet handy. Purée the mìxture untìl smooth (beware of hot steam escapìng from the top of the blender), then season wìth salt and pepper untìl the flavors sìng.
ìn the reserved skìllet, combìne the pasta, squash purée and ¼ cup cookìng lìquìd. Cook over medìum heat, tossìng and addìng more pasta cookìng water as needed, untìl the sauce coats the pasta, about 2 mìnutes. Season wìth more salt and pepper ìf necessary.
Serve the pasta ìn ìndìvìdual bowls topped wìth frìed sage, more black pepper and shaved Parmesan/Pecorìno and/or smoked salt, ìf desìred.

Recipe Adapted From cookieandkate.com

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Creamy (vegan!) Butternut Squash Linguine with Fried Sage

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