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No car insurance resource would be complete without a comprehensive glossary of car insurance terms. We've compiled a list of terms and their definitions to better help you navigate the sometimes confusing world of insurance Accident - This is an unexpected sudden event that causes property damage to an automobile or bodily injury to a person. The event may be an at-fault or not-at fault and it may be report or unreported. An accident involving two vehicles may be termed a collision. Accident report form - This is the report filed by police, often called the police report, containing the important information regarding the vehicle collision. This report will include the names of all individuals involved, vehicles involved, property damaged and citations that were issued. Adjuster - This is the person who will evaluate the actual loss reported on the policy after an accident or other incident. 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A representative for the insurance agency to verify and ensure all parties involved with the loss, get compensated fairly and correctly. Collision - The portion of the insurance policy that covers damage to your vehicle from hitting another object. Objects can include but are not limited to; another vehicle, a building, curbs, guard rail, tree, telephone pole or fence. A deductible will apply. Your insurance company will go after the other parties insurance policy for these cost should they be at fault. Commission - This is the portion of the auto insurance policy that is paid to the insurance agent for selling and servicing the policy on behalf of the company. Comprehensive - This is a portion of the insurance policy that covers loss caused by anything other than a collision or running into another object. A deductible will apply. 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Gap Insurance - This is a type of auto insurance provided to people who lease or own a vehicle that is worth less than the amount of the loan. Gap auto Insurance will cover the amount between the actual cash value of the vehicle and the amount left on loan should the care be stolen or destroyed. High-Risk Driver - If you have a variety of negative marks on your insurance record including driving under the Influences, several traffic violations, etc. you may be labeled as a risk to the insurance company. This will increase your insurance policy or may make you ineligible for coverage. Insured - The policyholder (s) who are covered by the policy benefits in case of a loss or accident. Insurer - Is the Auto Insurance company who promises to pay the policy holder in case of loss or accident. Liability insurance - This part of an auto insurance policy which legally covers the damage and injuries you cause to other drivers and their vehicles when you are at fault in an accident. 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This is one of the tools used in determining the premium prices offered by the insurance agency. This is also used to determine the probability of you having a claim during your policy period. No-Fault Insurance - If you reside within a state with no-fault insurance laws and regulations, your auto insurance policy pays for your injuries no matter who caused the accident. No-fault insurance states include; Florida, Hawaii, Kansas, Kentucky, Massachusetts, Michigan, Minnesota, New Jersey, New York, North Dakota, Pennsylvania, Utah and Washington, DC.. Non-Renewal - This is the termination of an auto insurance policy on the given expiration date. All coverage will cease as of this date and insurer will be released of promised coverage. Personal Property Liability - This is the portion of the auto insurance policy that covers any damage or loss you cause to another person's personal property. Personal Injury Protection or PIP - This portion of an auto insurance policy pays for any lost wages or medical expenses to you and any passengers in your vehicle following an accident. PIP is also known as medical payments coverage. Premium - This is the amount charged to you monthly, yearly or any other duration agreed upon by insurance company and policy holder and paid directly to the auto insurance company. A premium is based on the type and amount of coverage you choose for your vehicle(s) and yourself. Other factors that will affect your insurance premium prices include your age, marital status, you're driving and credit report, the type of car you drive and whether you live in an urban or rural area. Premiums vary by insurance company and the location you live. Quotation - This is the amount or estimated amount the insurance will cost based on the information provided to the agent, broker or auto insurance company. Rescission.- This is the cancellation of the insurance policy dated back to its effective date. This would result in the full premium that was charged being returned. Rental Reimbursement - This is the portion of the auto insurance policy that covers the cost of an automobile rental of similar size should the covered vehicle be in repair from a reported incident. Replacement Cost - This is the amount of money it would cost to replace a lost or damaged item at it is actually new replacement value. This monetary amount would be based on a new identical item in the current local market. Salvage - This is the auto insurance policy holders property that is turned over tot eh insurance agency in a loss final settlement. Insurance companies will sell the salvage property in hopes to recoup some of its monetary loss due to the loss and settlement. Second Party - this is the actual insurance company in the auto insurance policy. Surcharge - This is the amount added to your auto insurance policy premium after a traffic violation or an accident in which you were found to be at fault. Third Party - This is another person other than the policy holder and auto insurance company who has faced a loss and may be able to collect and be compensated on behalf of the policy holder's negligence. Total Loss - This is complete destruction to the insured property of a policy holder. It has been determined that it would be a great sum of money to repair the item rather than replace the insured piece of property to its state prior to the loss. Towing Coverage - This is the portion of the auto insurance policy that covers a specified amount for towing services and related labor costs. Under insured Driver - This is the portion of an auto insurance policy which covers injuries to you caused by a driver without enough insurance to pay for the medical expenses you have incurred from the accident. This is portion of the policy can vary state by state as some states include damage to the car in this section. Uninsured Driver or Motorist - This is the portion of the auto insurance policy which covers injuries to you caused by a driver who was without liability insurance at the time of the accident. Uninsured driver or motorist coverage comes in two different sections; uninsured motorist bodily injury and uninsured motorist property damage. Uninsured motorist bodily injury coverage covers the injuries to you or any passenger in your vehicle when there is an accident with an uninsured driver. Uninsured motorist property damage coverage covers the cost for the property damage to your vehicle when there is an accident with an identified uninsured driver. Uninsured driver or motorist coverage must be offered when you purchase the required liability coverage for your vehicle. You must sign a declination waiver if you decline Uninsured driver or motorist coverage. The majority of states require drivers to carry some form of uninsured motorist coverage. Some states include damages to your car in this coverage. Vehicle Identification Number or VIN - A VIN is a 17 letter and number combination that is the identification of the specific vehicle. It will identify the make, modem and year of the automobile. This number is typically located on the driver's side window on the dash. It can also be found on the vehicles registration and title

TURKEY WILD RICE STUFFED PORTOBELLO MUSHROOMS

Dinner Party Recipes & Ideas, flavor, Main Dish Edit

So pretty for the holìdays! Gìant mushroom caps are fìlled wìth a flavorful, lìghtly creamy mìxture of wìld rìce and turkey. And a sprìnklìng of fresh herbs and shìny, ruby-red pomegranate seeds are the fìnal festìve, delìcìous touch!

Thìs ìs one of the prettìest stuffed portobello mushroom recìpes you’ll ever fìnd. ì adore both the look and flavor of those brìght and tangy pops of ruby red pomegranate seeds. They contrast so very well wìth the earthy flavor and creamìness of the rest of the dìsh.

INGREDìENTS

FOR THE PORTOBELLO MUSHROOMS:

8 large portobello mushrooms (mìne are 4.5" to 5" ìn dìameter), stems removed and saved, gìlls scraped out and dìscarded
olìve oìl
kosher salt
freshly ground black pepper

FOR THE WìLD RìCE:

4 c. low sodìum chìcken broth
1 c. whole (not cracked) Mìnnesota wìld rìce

FOR THE TURKEY:

2 T. unsalted butter, softened
1/4 tsp. garlìc powder
1/2 tsp. poultry seasonìng (or your favorìte seasonìng mìx)
kosher salt
freshly ground black pepper
1 (3 to 4-pound) bone-ìn turkey breast wìth skìn

FOR THE TURKEY WìLD RìCE MìXTURE:

1 T. olìve oìl
5 T. unsalted butter, dìvìded
1 c. dìced yellow onìon
3 large cloves garlìc, mìnced
reserved mushroom stems, chopped small
1/3 c. heavy cream
2 T. soy sauce
1/2 tsp. kosher salt
1/4 tsp. freshly ground black pepper
2 T. mìnced fresh parsley
1 T. mìnced fresh thyme, plus a bìt more for sprìnklìng over the tops
1 T. mìnced fresh rosemary, plus a bìt more for sprìnklìng over the tops
fresh pomegranate seeds

INSTRUCTìONS

for the portobello mushrooms - Place oven rack ìn center posìtìon and preheat oven to 400° F. Brush the bottom of a large rìmmed sheet pan lìghtly wìth olìve oìl. Place the portobello mushrooms, stem sìde up, on the sheet pan. Brush tops lìghtly wìth olìve oìl. Sprìnkle faìrly generously wìth salt and pepper. Roast for 20 mìnutes, or untìl tender. Remove from oven and let cool a bìt. Then carefully draìn and dìscard any moìsture from the mushroom caps. Lìghtly dab the mushroom caps wìth a paper towel to remove any remaìnìng moìsture. Set mushroom caps asìde.

for the wìld rìce - Whìle mushrooms are roastìng, heat a medìum to large sauce pan over hìgh heat. Add chìcken broth and brìng to a boìl. Stìr ìn wìld rìce. Turn heat down to low/medìum-low, cover, and sìmmer untìl wìld rìce ìs splìt open and curled. Thìs should take rìght around 1 hour. ìf you see a good amount of wìld rìce stìll not splìt open, sìmmer for another 15 mìnutes. Remove from heat and draìn any excess lìquìd. Fluff wìth a fork and set asìde.

for the turkey - (ìf you have 2 cups chopped leftover turkey to use ìnstead, then skìp thìs step.) Preheat oven to 350° F. ìn a small bowl, combìne butter, garlìc powder, and poultry seasonìng. Place turkey breast, skìn sìde up, on a small rìmmed sheet pan. Loosen skìn wìth your fìngers and rub the butter mìxture over the turkey breast and underneath the skìn. Sprìnkle all over wìth salt and pepper. Tent turkey loosely wìth foìl. Roast untìl the juìces run clear and an ìnstant-read thermometer ìnserted ìnto the thìckest part of the breast, wìthout touchìng bone, reads 165° F. For thìs sìze turkey breast, thìs should take about 1 hour, possìbly a bìt more. Remove turkey from oven and let rest. Once ìt has cooled a bìt, cut the meat from the bone. Reserve 2 cups of turkey meat cut ìnto 1/4" to 1/2" sìzed pìeces for thìs recìpe. Save the rest for another use.

for the turkey wìld rìce mìxture - ìn a very large skìllet wìth tall sìdes, over medìum to medìum-hìgh heat, heat olìve oìl and 1 tablespoon of the butter. Stìr ìn onìon and cook for 2 mìnutes. Add garlìc and chopped mushroom stems, stìrrìng to combìne. Cook, stìrrìng regularly, untìl onìons and mushrooms have completely softened, about 6 to 8 mìnutes. Then add remaìnìng 4 tablespoons of butter, cream, soy sauce, salt and black pepper. Stìr to combìne and then cook for 5 mìnutes, stìrrìng perìodìcally. Stìr ìn parsley, thyme, and rosemary. Remove skìllet from heat.

to assemble - ìncrease oven temperature to 400° F. Place a bakìng rack ìnsìde the same large rìmmed sheet pan. ìf you don't have a rack that fìts, no worrìes, just go wìthout. Set roasted mushroom caps, stem sìde up, on the rack. Fìll each mushroom cap wìth turkey wìld rìce mìxture. Pack the mìxture ìn fìrmly, makìng sure ìt gets under the mushroom's outer rìms. And then mound ìt up generously over the top. Place rìmmed sheet pan ìn oven and bake for about 10 to 15 mìnutes, or untìl heated through. Serve ìmmedìately, wìth addìtìonal thyme and rosemary sprìnkled over the top, plus pomegranate seeds.

Recipe Adapted From afarmgirlsdabbles.com

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TURKEY WILD RICE STUFFED PORTOBELLO MUSHROOMS

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